You will have an opportunity during your complimentary consultation to discuss LASIK financing. We work with Care Credit where you’ll find a variety of monthly payment options to best fit your budget. No-interest plans and interest baring plans are available to you. We are happy to assist you with your on-line application or help put you in touch with a Care Credit representative.
LASIK at $1495/eye is looked at as a “cash discount “meaning that you pay that price if you pay with cash, cashier’s check or credit card; otherwise it’s priced at $1595/eye when financing. To calculate your monthly payment fill in $3190 below (LASIK both eyes) and you’ll see the various monthly amounts so you can better determine which plan best fits your budget.
Flexible Spending Account (FSA)
Many employers offer a flexible spending account (FSA) to use on medical services (WHICH INCLUDES LASIK LASER VISION CORRECTION!) FLEX dollars are pre-tax dollars which translates to a savings of almost 30%!
How does an FSA work?
- A flexible spending account is an account you set up through your employer
- You determine an amount you wish to set aside for medical expenses, working within the limits of your employer’s plan
- A portion of your paycheck will go toward this predetermined FSA account amount, and the money is set aside before taxes are deducted
- Each pay period an equal installment is taken from your gross salary
- This money can be used for many things including medical procedures, copayments, some medications, and sometimes daycare. Most importantly, LASIK is an eligible expense!!
- Whatever money you do not spend within your insurance plan year you will lose
Health Savings Account
You can also make LASIK more affordable by utilizing a Health Savings Account (HAS). An HSA is a tax-favored saving account created for the purpose of paying medical expenses. It combines high deductible health insurance with a tax-favored savings account. Money in the savings account can help pay the deductible and once the deductible is met, the insurance starts paying. Money left in the savings account earns interest and is yours to keep.
Health Insurance Discounts
Vision correction procedures aren’t typically covered by health insurance since they are considered elective, non-medical surgeries. There are, however, some insurance plans that offer a small discount on vision correction. Check with your insurance carrier to find out if you may qualify for this savings.